Objectives of SLBC____________________________________________________

State level inter-institutional forum for co-ordination and joint implementation of development programmes
To do the necessary spade work for formulation of Annual Credit Plan
To undertake critical analysis of ACP
To review the assistance required and provided by government agencies
Introduction____________________________________
The genesis of Lead Bank Scheme (LBS) can be traced to the Study Group headed by Prof. D. R. Gadgil (Gadgil Study Group) on the organizational framework for implementation of the social objectives, which submitted its report in October 1969. The Study Group drew attention to the fact that commercial banks did not have adequate presence in rural areas and also lacked the required rural orientation. The Study Group, therefore, recommended the adoption of an 'Area Approach' to evolve plans and programmes for the development of an adequate banking and credit structure in the rural areas.
A Committee of Bankers on Branch Expansion Programme of public sector banks appointed by Reserve Bank of India under the Chairmanship of Shri F. K. F. Nariman (Nariman Committee) endorsed the idea of area approach in its report (November 1969) recommending that in order to enable the public sector banks to discharge their social responsibilities, each bank should concentrate on certain districts where it should act as a 'Lead Bank'.
Pursuant to the above recommendations, the Lead Bank Scheme was introduced by Reserve Bank of India in December 1969. The Scheme aims at coordinating the activities of banks and other developmental agencies through various fora in order to achieve the objective of enhancing the flow of bank finance to priority sector and other sectors and to promote banks' role in overall development of the rural sector. For coordinating the activities in the district, a particular bank is assigned the lead bank responsibility of the district. The lead bank is expected to assume leadership role for coordinating the efforts of the credit institutions and Government.
Photo Gallery
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Our Inspiration
Ms. Mamata Banerjee
Chief Minister,
Government of West Bengal
Dr. Amit Mitra
Finance Minister, 
Government of West Bengal
Shri Pawan Kumar Bajaj
Managing Director and
Chief Executive Officer
United Bank of India
News Board
The 137thState Level Bankers Committee meeting for the State of West Bengal was held on 16.06.2017 at Kolkata to review the performance of the Banks for the financial year 2016-17 and the meeting was Chaired by Dr. Amit Mitra, Honble Finance Minister, Government of West Bengal.





Govt. of West Bengal has issued directives to all distt. Level Road Transport Authorities to obtain No Objection Certificate from Banks at the time of renewal of Road Permit, Fitness Certificate or duplicate Certificate of Registration of Commercial Vehicle.