 |
Destination West Bengal |
State Profile  |
General Information of West Bengal
| Geographical Area | 88752 sq KM |
| Percentage Area of State to area of Indian Union | 2.74% |
| Average Annual rainfall | 1666 mm |
| Districts | 20 |
| No. of Sub-divisions | 66 |
| No. of Blocks | 341 |
| No. of Municipalities | 120 |
| Total No. of Municipal Corporations | 6 |
| No. of Villages (inhabited) | 37945 |
| Villages Electrified | 37779 (99.56%) |
| Total No. of Gram Panchayats | 3354 |
| Capital | Kolkata |
| Average population served per Bank Branch(including RRBs) but excluding Cooperative Banks & Foreign Banks (As on March 2017) | 37945 |
| No. of Minority concentrated districts. | #17 |
| Principal Language | Bengali |
| Airport | Kolkata, Bagdogra and Andal |
| Riverine Ports | Kolkata, Haldia |
#(1) Howrah, (2) Kolkata, (3) Burdwan, (4) Nadia, (5) 24-Parganas North, (6) 24-Parganas South, (7) Malda, (8) Murshidabad, (9) Uttar Dinajpur, (10) Dakshin Dinajpur, (11) Coochbehar, (12) Birbhum, (13) Darjeeling, (14) Jalpaiguri, (15) Alipurduar, (16) Purba Medinipur, (17) Paschim Medinipur.
Population Details:
(As per 2011 census)
| Population | 913.48 lac |
| Rural population | 657.97 lac |
| % of rural population | 72.03% |
| % of urban population | 27.97% |
| Male population | 469.27 lac (51.37%) |
| Female population | 444.21 lac (48.62%) |
| Sex ratio (No. of Females per 1000 Males) | 950:1000 |
| Total No. of Households | 157.16 lac |
| No. of Rural households | 111.62 lac |
| No. of Urban households | 45.54 lac |
| Schedule Caste population | 184.53 lac |
| Schedule Tribe population | 44.06 lac |
| Density of population | 1029 per sq.km |
| Literacy level | 626.14 lac (68.55%) |
| Highest Population Districts | Lowest Population Districts |
| North 24 Parganas. 100.82 lac (11.04%) | Dakshin Dinajpur. 16.70 lac (1.83%) |
| South 24 Parganas. 81.53 lac (8.93%) | Darjeeling. 18.42 lac (2.02%) |
| Burdwan 77.23 lac (8.46%) | Coochbehar. 28.22 lac (3.09%) |
| Murshidabad 71.02 lac (8.46%) | Purulia. 29.27 lac (3.21%) |
Farming Activities :
(As per 2011 census)
| Total or Gross cropped area | 9459 thousand hectares |
| Net cropped area | 5204 thousand hectares |
| Net irrigated area under minor irrigation | 4434 thousand hectares |
| Cropping intensity | 182% |
| Major Crops | Rice, Potato, Jute, Tea, Vegetables, Pulses, etc. |
| Soil type | Gangetic Alluvial soil & lateritic soil |
| Climate | Tropical & humid except in the northern hilly region |
| Cultivators | 51.17 lac |
| Of the above, Small & Marginal farmers | 43.42 lac |
| Agricultural labourers | 101.89 lac |
| Recorded Sharecroppers | 15.37 lac |
| Workers engaged in Household Industries | 14.36 lac |
| Workers engaged in Allied Agro Activities | 3.35 lac |
| Other workers | 121.73 lac |
| Per Capita Deposit (as on 31.03.2017) | Rs 71804.74 |
| Per Capita Advance (as on 31.03.2017) | Rs 45867.22 |
| Average population served per branch (excluding Cooperative banks) (as on 31.03.2017) | 11793 |
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Lead Districts in West Bengal: United Bank of India has been assigned with responsibility of Convener of SLBC for the State of West Bengal since inception. Lead Bank Responsibility of 20 districts of this State has been assigned to United Bank of India(10), UCO Bank (4), Central Bank of India(4), Allahabad Bank (1) & State Bank of India(1). 3 New Districts viz. Kalimpong, Burdwan Paschim and Jhargram have been carved out in the State from Darjeeling, Burdwan and Paschim Medinipur districts respectively. Bank wise & District wise allocation of Lead Bank Responsibility : |
| Bank | No. of Districts | Name of Districts |
| United Bank of India | 10 | Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur & Paschim Medinipur |
| UCO Bank | 4 | Howrah, Hooghly, Birbhum & Burdwan |
| Central Bank of India | 4 | Jalpaiguri, Darjeeling, Coochbehar & Alipurduar |
| Allahabad Bank | 1 | 24-Parganas (North) |
| State Bank of India | 1 | Kolkata |
3 New Districts viz. Kalimpong, Burdwan Paschim and Jhargram have been carved out in the State from Darjeeling, Burdwan and Paschim Medinipur districts respectively.
Population group wise branch Network in the State of West Bengal:
| Population group | March 2015 | March 2016 | March 2017 |
| Rural | 3340 (44.97%) |
3550 (44.64%) |
3552 (43.31%) |
| Semi-urban | 1212 (16.32%) |
1284 (16.14%) |
1398 (17.05%) |
| Urban | 1440 (19.39%) |
1529 (19.23%) |
1630 (19.88%) |
| Metro | 1435 (19.32%) |
1590 (19.99%) |
1621 (19.76%) |
| TOTAL | 7427 (100%) |
7953 (100%) |
8201 (100%) |
Position of ATMs in the State of West Bengal
| Population group | March 2015 | March 2016 | March 2017 |
| Rural | 2373 | 2429 | 2539 |
| Semi-urban | 1910 | 2104 | 2158 |
| Urban | 2669 | 2998 | 3103 |
| Metro | 2489 | 2929 | 3022 |
| TOTAL | 9441 | 10460 | 10822 |
VITAL BANKING STATISTICS OF WEST BENGAL
(Amount Rs in crore)
| Sl. No. | Parameter | March 2015 | March 2016 | March 2017 |
| 1 | No. of Branches | 7427 | 7953 | 8201 |
| 2 | Total Deposits | 528609 | 588352 | 655921 |
| 3 | Total Advances | 356925 | 356011 | 418988 |
| 4 | CD Ratio | 68 | 61 | 64 |
| 5 | C+I : Deposit Ratio | 82 | 76 | 77 |
| 6 | Priority Sector Advances (PSA) | 120382 | 147553 | 152614 |
| 7 | % of PSA to ANBC | 41 | 41 | 43 |
| 8 | Agriculture Advances | 34263 | 42484 | 42508 |
| 9 | % of Agri Advances to ANBC | 11 | 12 | 12 |
| 10 | MSE Advances | 58575 | 61232 | 66762 |
| 11 | MSME(Prisec from 1st April,2015) | 73797 | 75086 | 80100 |
| 12 | Education Loans | 1758 | 2018 | 2282 |
| 13 | Housing Loans | 21925 | 25485 | 30961 |
| 14 | DRI Advances | 91 | 105 | 132 |
| 15 | % of DRI Advances to ANBC | 0.02 | 0.03 | 0.04 |
| 16 | Schedules Caste/ Scheduled Tribe Advances | 11834 | 14841 | 14929 |
| 17 | Advances to Women Entrepreneurs | 15597 | 26384 | 30175 |
| 18 | % of Advances to Women Entrepreneurs to ANBC | 5 | 7 | 8 |
| 19 | Weaker Section Advances | 31905 | 39171 | 42157 |
| 20 | % of Weaker Advances to ANBC | 10 | 11 | 12 |
| 21 | Minority Community Advances | 21497 | 23523 | 25407 |
| 22 | % of Minority Community Advances to Prisec Advances | 18 | 16 | 17 |
DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN
(Amount Rs in crore)
| Sl. No. | Parameter | ACP Plan 2015-16 | ACP achievement | % achieved | ACP Plan 2016-17 | ACP achievement | % achieved |
| 1 | Agriculture | 43536 | 30930 | 71 | 52551 | 34175 | 65 |
| 2 | MSE | 21762 | 22887 | 105 | 26000 | 29186* | 112 |
| 3 | OPS | 7270 | 10391 | 143 | 9315 | 22684 | 244 |
| 4 | NPS | 9000 | 20167 | 224 | 9000 | 12009 | 133 |
| Grand Total | 81568 | 84375 | 103 | 96866 | 98054 | 101 |
