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State Profile

General Information of West Bengal

Geographical Area 88752 sq KM
Percentage Area of State to area of Indian Union 2.74%
Average Annual rainfall 1666 mm
Districts 20
No. of Sub-divisions 66
No. of Blocks 341
No. of Municipalities 120
Total No. of Municipal Corporations 6
No. of Villages (inhabited) 37945
Villages Electrified 37779 (99.56%)
Total No. of Gram Panchayats 3354 
Capital Kolkata
Average population served per Bank Branch(including RRBs) but excluding Cooperative Banks & Foreign Banks (As on March 2017) 37945
No. of Minority concentrated districts. #17
Principal Language Bengali
Airport Kolkata, Bagdogra and Andal
Riverine Ports Kolkata, Haldia

#(1) Howrah, (2) Kolkata, (3) Burdwan, (4) Nadia, (5) 24-Parganas North, (6) 24-Parganas South, (7) Malda, (8) Murshidabad, (9) Uttar Dinajpur, (10) Dakshin Dinajpur, (11) Coochbehar, (12) Birbhum, (13) Darjeeling, (14) Jalpaiguri, (15) Alipurduar, (16) Purba Medinipur, (17) Paschim Medinipur.

Population Details:

(As per 2011 census)

Population 913.48 lac
Rural population 657.97 lac 
% of rural population 72.03% 
% of urban population 27.97% 
Male population 469.27 lac
(51.37%) 
Female population 444.21 lac
(48.62%)
Sex ratio (No. of Females per 1000 Males) 950:1000
Total No. of Households 157.16 lac
No. of Rural households 111.62 lac 
No. of Urban households 45.54 lac
Schedule Caste population 184.53 lac 
Schedule Tribe population 44.06 lac
Density of population 1029 per sq.km
Literacy level 626.14 lac
(68.55%)
Highest Population Districts Lowest Population Districts
North 24 Parganas. 100.82 lac (11.04%) Dakshin Dinajpur. 16.70 lac (1.83%) 
South 24 Parganas. 81.53 lac (8.93%) Darjeeling. 18.42 lac (2.02%) 
Burdwan 77.23 lac (8.46%) Coochbehar. 28.22 lac (3.09%) 
Murshidabad 71.02 lac (8.46%) Purulia. 29.27 lac (3.21%) 

Farming Activities :

(As per 2011 census)

Total or Gross cropped area 9459 thousand hectares
Net cropped area 5204 thousand hectares
Net irrigated area under minor irrigation 4434 thousand hectares
Cropping intensity 182%
Major Crops Rice, Potato, Jute, Tea, Vegetables, Pulses, etc.
Soil type Gangetic Alluvial soil & lateritic soil
Climate Tropical & humid except in the northern hilly region
Cultivators 51.17 lac
Of the above, Small & Marginal farmers 43.42 lac
Agricultural labourers 101.89 lac
Recorded Sharecroppers 15.37 lac
Workers engaged in Household Industries 14.36 lac
Workers engaged in Allied Agro Activities 3.35 lac
Other workers 121.73 lac
Per Capita Deposit (as on 31.03.2017) Rs 71804.74
Per Capita Advance (as on 31.03.2017) Rs 45867.22
Average population served per branch (excluding Cooperative banks) (as on 31.03.2017) 11793

Lead Districts in West Bengal:

United Bank of India has been assigned with responsibility of Convener of SLBC for the State of West Bengal since inception. Lead Bank Responsibility of 20 districts of this State has been assigned to United Bank of India(10), UCO Bank (4), Central Bank of India(4), Allahabad Bank (1) & State Bank of India(1).

3 New Districts viz. Kalimpong, Burdwan Paschim and Jhargram have been carved out in the State from Darjeeling, Burdwan and Paschim Medinipur districts respectively.

Bank wise & District wise allocation of Lead Bank Responsibility :

Bank No. of Districts Name of Districts
United Bank of India 10 Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur & Paschim Medinipur
UCO Bank 4 Howrah, Hooghly, Birbhum & Burdwan
Central Bank of India 4 Jalpaiguri, Darjeeling, Coochbehar & Alipurduar
Allahabad Bank 1 24-Parganas (North)
State Bank of India 1 Kolkata

3 New Districts viz. Kalimpong, Burdwan Paschim and Jhargram have been carved out in the State from Darjeeling, Burdwan and Paschim Medinipur districts respectively.

Population group wise branch Network in the State of West Bengal:


Population group March 2015 March 2016  March 2017 
Rural 3340
(44.97%)  
3550
(44.64%)
3552
(43.31%) 
Semi-urban 1212
(16.32%) 
1284
(16.14%) 
1398
(17.05%) 
Urban 1440
(19.39%) 
1529
(19.23%) 
1630
(19.88%) 
Metro 1435
(19.32%) 
1590
(19.99%) 
1621
(19.76%) 
TOTAL 7427
(100%) 
7953
(100%) 
8201
(100%) 

Position of ATMs in the State of West Bengal

Population group March 2015 March 2016 March 2017
Rural 2373 2429 2539
Semi-urban 1910 2104 2158
Urban 2669 2998 3103
Metro 2489 2929 3022
TOTAL 9441 10460 10822

VITAL BANKING STATISTICS OF WEST BENGAL

(Amount Rs in crore)

Sl. No. Parameter March 2015 March 2016 March 2017
1 No. of Branches 7427  7953  8201 
2 Total Deposits 528609  588352  655921 
3 Total Advances   356925  356011  418988 
4 CD Ratio 68  61   64 
5 C+I : Deposit Ratio 82  76  77 
6 Priority Sector Advances (PSA)  120382   147553  152614 
7 % of PSA to ANBC 41  41   43 
8 Agriculture Advances 34263   42484  42508 
9 % of Agri Advances to ANBC 11 12  12 
10 MSE Advances 58575   61232   66762 
11 MSME(Prisec from 1st April,2015) 73797   75086  80100 
12 Education Loans 1758  2018  2282 
13 Housing Loans 21925  25485  30961 
14 DRI Advances 91  105  132 
15 % of DRI Advances to ANBC 0.02  0.03  0.04 
16 Schedules Caste/ Scheduled Tribe Advances  11834 14841  14929 
17 Advances to Women Entrepreneurs 15597  26384  30175 
18 % of Advances to Women Entrepreneurs to ANBC 5
19 Weaker Section Advances   31905  39171  42157 
20 % of Weaker Advances to ANBC 10  11  12 
21 Minority Community Advances 21497  23523  25407 
22 % of Minority Community Advances to Prisec Advances 18  16  17 

DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN

(Amount Rs in crore)

Sl. No. Parameter ACP Plan 2015-16 ACP achievement % achieved ACP Plan 2016-17 ACP achievement % achieved
1 Agriculture  43536   30930   71   52551  34175   65 
2   MSE  21762  22887   105   26000  29186*  112 
3   OPS   7270   10391   143   9315  22684  244 
4 NPS  9000   20167   224   9000  12009  133 
  Grand Total 81568  84375  103  96866  98054  101