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State Profile

General Information of West Bengal

Geographical Area 88752 sq KM
Percentage Area of State to area of Indian Union 2.74%
Average Annual rainfall 1666 mm
Districts 23
No. of Sub-divisions 66
No. of Blocks 341
No. of Municipalities 120
Total No. of Municipal Corporations 6
No. of Villages (inhabited) 37945
Villages Electrified 37779 (99.56%)
Total No. of Gram Panchayats 3354
Capital Kolkata
Average population served per Bank Branch(including RRBs) but excluding Cooperative Banks & Foreign Banks (As on March 2018) 11560
No. of Minority concentrated districts. #17
Principal Language Bengali
Airport Kolkata, Bagdogra and Andal
Riverine Ports Kolkata, Haldia

#(1) Howrah, (2) Kolkata, (3) Burdwan, (4) Nadia, (5) 24-Parganas North, (6) 24- Parganas South, (7) Malda, (8) Murshidabad, (9) Uttar Dinajpur, (10) Dakshin Dinajpur, (11) Coochbehar, (12) Birbhum, (13) Darjeeling, (14) Jalpaiguri, (15) Alipurduar, (16) Purba Medinipur, (17) Paschim Medinipur.

Population Details:

(As per 2011 census)

Population 913.48 lac
Rural population 657.97 lac
% of rural population 72.03%
% of urban population 27.97%
Male population 469.27 lac
(51.37%)
Female population 444.21 lac
(48.62%)
Sex ratio (No. of Females per 1000 Males) 950:1000
Total No. of Households 157.16 lac
No. of Rural households 111.62 lac
No. of Urban households 45.54 lac
Schedule Caste population 184.53 lac
Schedule Tribe population 44.06 lac
Density of population 1029 per sq.km
Literacy level 626.14 lac
(68.55%)
Highest Population Districts Lowest Population Districts
North 24 Parganas 100.82 lac (11.04%) Dakshin Dinajpur 16.70 lac (1.83%)
South 24 Parganas 81.53 lac (8.93%) Darjeeling 18.42 lac (2.02%)
Burdwan 77.23 lac (8.46%) Coochbehar 28.22 lac (3.09%)
Murshidabad 71.02 lac (8.46%) Purulia 29.27 lac (3.21%)

Farming Activities :

(As per 2011 census)

Total or Gross cropped area 9459 thousand hectares
Net cropped area 5204 thousand hectares
Net irrigated area under minor irrigation 4434 thousand hectares
Cropping intensity 182%
Major Crops Rice, Potato, Jute, Tea, Vegetables, Pulses, etc.
Soil type Gangetic Alluvial soil & lateritic soil
Climate Tropical & humid except in the northern hilly region
Cultivators 51.17 lac
Of the above, Small & Marginal farmers 43.42 lac
Agricultural labourers 101.89 lac
Recorded Sharecroppers 15.37 lac
Workers engaged in Household Industries 14.36 lac
Workers engaged in Allied Agro Activities 3.35 lac
Other workers 121.73 lac
Per Capita Deposit (as on 31.03.2018) Rs 77781
Per Capita Advance (as on 31.03.2018) Rs 50858
Average population served per branch (excluding Cooperative banks) (as on 31.03.2018) 11560

Bank wise & District wise allocation of Lead Bank Responsibility :
Bank No. of Districts Name of Districts
United Bank of India 11 Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur, Paschim Medinipur & Jhargram
UCO Bank 4 Howrah, Hooghly, Birbhum & Purba Burdwan
Central Bank of India 4 Jalpaiguri, Darjeeling, Coochbehar & Alipurduar
Allahabad Bank 1 24-Parganas (North)
State Bank of India 3 Kolkata, Kalimpong & Paschim Burdwan

Population group wise branch Network in the State of West Bengal:


Population group March 2012 March 2016 March 2017 March 2018
Rural 2859
(45.83%)  		 3550
(44.64%)		 3552
(43.31%) 		 3631
(43.44%) 
Semi-urban 938
(15.03%) 		 1284
(16.14%) 		 1398
(17.05%) 		 1442
(17.25%)
Urban 1160
(18.60%) 		 1529
(19.23%) 		 1630
(19.88%) 		 1655
(19.80%) 
Metro 1281
(20.54%) 		 1590
(19.99%) 		 1621
(19.76%) 		 1630
(19.51%) 
TOTAL 6238
(100%) 		 7953
(100%) 		 8201
(100%) 		 8358
(100%) 

Position of ATMs in the State of West Bengal:

Population group March 2015 March 2016 March 2017 March 2018
Rural 2373 2429 2539 2571
Semi-urban 1910 2104 2158 2191
Urban 2669 2998 3103 3241
Metro 2489 2929 3022 3246
TOTAL 9441 10460 10822 11249

VITAL BANKING STATISTICS OF WEST BENGAL

(Amount Rs in crore)

Sl. No. Parameter March 2016 March 2017 March 2018
1 No. of Branches 7953  8201  8358 
2 Total Deposits 588352  655921  710512 
3 Total Advances   356011  418988  464580 
4 CD Ratio 61  64   65 
5 C+I : Deposit Ratio 76  77  77 
6 Priority Sector Advances (PSA)  147553   152614  168373 
7 % of PSA to ANBC 41 43   40 
8 Agriculture Advances 42484   42508  47439 
9 % of Agri Advances to ANBC 12 12  11 
10 MSE Advances 61232   66762   74160 
11 MSME(Prisec from 1st April,2015) 75086   80100  87275 
12 Education Loans 2018  2282  2396 
13 Housing Loans 25485  30961  40804 
14 DRI Advances 105  132  153 
15 % of DRI Advances to ANBC 0.03  0.04  0.04 
16 Schedules Caste/ Scheduled Tribe Advances  14841 14929  17517 
17 Advances to Women Entrepreneurs 26384  30175  39357 
18 % of Advances to Women Entrepreneurs to ANBC 7 8  9 
19 Weaker Section Advances   39171  42157  58918 
20 % of Weaker Advances to ANBC 11  12  14 
21 Minority Community Advances 23523  25407  31323 
22 % of Minority Community Advances to Prisec Advances 16  17  19 

DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN

(Amount Rs in crore)

Sl. No. Parameter ACP Plan 2016-17 ACP achievement (Mar,17) % achieved ACP Plan 2017-18 ACP achievement (Mar,18) % achieved
1 Agriculture  52551   34175   65   59098  42232   71 
2   MSE  26000  29186* 112   34000  37817  111
3   OPS   9315   22684   244   11197  12519  112 
4 NPS  9000   12009   133   11250*  14031  125 
  Grand Total 96866  98054  101  115545 106598  92

*includes Non Prisec MSME target of Rs. 4000.00 crore.