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State Profile

General Information of West Bengal

Geographical Area 88752 sq KM
Percentage Area of State to area of Indian Union 2.74%
Average Annual rainfall 1666 mm
Districts 23
No. of Sub-divisions 66
No. of Blocks 341
No. of Municipalities 120
Total No. of Municipal Corporations 6
No. of Villages (inhabited) 37945
Villages Electrified 37779 (99.56%)
Total No. of Gram Panchayats 3354 
Capital Kolkata
Average population served per Bank Branch(including RRBs) but excluding Cooperative Banks & Foreign Banks (As on June 2017) 11775
No. of Minority concentrated districts. #17
Principal Language Bengali
Airport Kolkata, Bagdogra and Andal
Riverine Ports Kolkata, Haldia

#(1) Howrah, (2) Kolkata, (3) Burdwan, (4) Nadia, (5) 24-Parganas North, (6) 24-Parganas South, (7) Malda, (8) Murshidabad, (9) Uttar Dinajpur, (10) Dakshin Dinajpur, (11) Coochbehar, (12) Birbhum, (13) Darjeeling, (14) Jalpaiguri, (15) Alipurduar, (16) Purba Medinipur, (17) Paschim Medinipur.

*3 New Districts viz. Kalimpong, Burdwan Paschim and Jhargram have been carved out in the State from Darjeeling, Burdwan and Paschim Medinipur districts respectively. Lead District responsibility in Kalimpong district assigned to State Bank of India and in remaining two districts, it is awaited.

Population Details:

(As per 2011 census)

Population 913.48 lac
Rural population 657.97 lac 
% of rural population 72.03% 
% of urban population 27.97% 
Male population 469.27 lac
(51.37%) 
Female population 444.21 lac
(48.62%)
Sex ratio (No. of Females per 1000 Males) 950:1000
Total No. of Households 157.16 lac
No. of Rural households 111.62 lac 
No. of Urban households 45.54 lac
Schedule Caste population 184.53 lac 
Schedule Tribe population 44.06 lac
Density of population 1029 per sq.km
Literacy level 626.14 lac
(68.55%)
Highest Population Districts Lowest Population Districts
North 24 Parganas. 100.82 lac (11.04%) Dakshin Dinajpur. 16.70 lac (1.83%) 
South 24 Parganas. 81.53 lac (8.93%) Darjeeling. 18.42 lac (2.02%) 
Burdwan 77.23 lac (8.46%) Coochbehar. 28.22 lac (3.09%) 
Murshidabad 71.02 lac (8.46%) Purulia. 29.27 lac (3.21%) 

Farming Activities :

(As per 2011 census)

Total or Gross cropped area 9459 thousand hectares
Net cropped area 5204 thousand hectares
Net irrigated area under minor irrigation 4434 thousand hectares
Cropping intensity 182%
Major Crops Rice, Potato, Jute, Tea, Vegetables, Pulses, etc.
Soil type Gangetic Alluvial soil & lateritic soil
Climate Tropical & humid except in the northern hilly region
Cultivators 51.17 lac
Of the above, Small & Marginal farmers 43.42 lac
Agricultural labourers 101.89 lac
Recorded Sharecroppers 15.37 lac
Workers engaged in Household Industries 14.36 lac
Workers engaged in Allied Agro Activities 3.35 lac
Other workers 121.73 lac
Per Capita Deposit (as on 30.06.2017) Rs 72819.12
Per Capita Advance (as on 30.06.2017) Rs 47617.05
Average population served per branch (excluding Cooperative banks) (as on 30.06.2017) 11775

Bank wise & District wise allocation of Lead Bank Responsibility :

Bank No. of Districts Name of Districts
United Bank of India 10 Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur & Paschim Medinipur
UCO Bank 4 Howrah, Hooghly, Birbhum & Burdwan
Central Bank of India 4 Jalpaiguri, Darjeeling, Coochbehar & Alipurduar
Allahabad Bank 1 24-Parganas (North)
State Bank of India 2 Kolkata & Kalimpong

3 New Districts viz. Kalimpong, Burdwan Paschim and Jhargram have been carved out in the State from Darjeeling, Burdwan and Paschim Medinipur districts respectively. Lead District responsibility in Kalimpong district assigned to State Bank of India and in remaining two districts, it is yet to be assigned.

Population group wise branch Network in the State of West Bengal:


Population group June 2015 June 2016 June 2017
Rural 3359
(45%)  
3570
(44.66%)
3597
(43.80%) 
Semi-urban 1204
(16.14%) 
1292
(16.16%) 
1396
(16.99%) 
Urban 1412
(18.92%) 
1549
(19.38%) 
1610
(19.60%) 
Metro 1487
(19.93%) 
1583
(19.80%) 
1611
(19.61%) 
TOTAL 7462
(100%) 
7994
(100%) 
8214
(100%) 

Position of ATMs in the State of West Bengal

Population group June 2015 June 2016 June 2017
Rural 2445 2454 2523
Semi-urban 1939 2118 2171
Urban 2762 3013 3140
Metro 2586 2996 3092
TOTAL 9732 10581 10926

VITAL BANKING STATISTICS OF WEST BENGAL

(Amount Rs in crore)

Sl. No. Parameter June 2016 March 2017 June 2017
1 No. of Branches 7994  8201  8214 
2 Total Deposits 586367  655921  665188 
3 Total Advances   410042  418988  434972 
4 CD Ratio 70  64   65 
5 C+I : Deposit Ratio 86  77  78 
6 Priority Sector Advances (PSA)  146529   152614  155609 
7 % of PSA to ANBC 41  43   38 
8 Agriculture Advances 41450   42508  43932 
9 % of Agri Advances to ANBC 11 12  11 
10 MSE Advances 60490   66762   67865 
11 MSME(Prisec from 1st April,2015) 74439   80100  81028 
12 Education Loans 2068  2282  2376 
13 Housing Loans 26357  30961  32733 
14 DRI Advances 146  132  135 
15 % of DRI Advances to ANBC 0.04  0.04  0.03 
16 Schedules Caste/ Scheduled Tribe Advances  13611 14929  15685 
17 Advances to Women Entrepreneurs 28114  30175  32360 
18 % of Advances to Women Entrepreneurs to ANBC 8
19 Weaker Section Advances   38846  42157  43843 
20 % of Weaker Advances to ANBC 11  12  11 
21 Minority Community Advances 22970  25407  26391 
22 % of Minority Community Advances to Prisec Advances 16  17  17 

DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN

(Amount Rs in crore)

Sl. No. Parameter ACP Plan 2016-17 ACP achievement (June,16) % achieved ACP Plan 2017-18 ACP achievement (June,17) % achieved
1 Agriculture  52551   8475   16   59098  8066   14 
2   MSE  26000  10081   39   31000  8995  29 
3   OPS   9315   3811   41   11191  5586  50 
4 NPS  9000   5355   59   11250  5252  5252 
  Grand Total 96866  27722  29  112539  27899  25