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State Profile

General Information of West Bengal - 31.12.2020

Geographical Area

88752 Sq. Km.

Percentage Area of State to area of Indian Union

2.74%

Average Annual rainfall

1666 mm

Districts

23

No. of Sub-divisions

66

No of Blocks

342

No. of Municipalities

127

Total No. of Municipal Corporations

6

No of Villages (inhabited)

37945

Villages Electrified

        37779 (99.56%)

Total No. of Gram Panchayats

3354

Capital

Kolkata

Average population served per Bank Branch (including RRBs) but excluding Cooperative Banks & Foreign Banks (As on December, 2020)

 

11402

No. of Minority concentrated districts.

#13

Principal Language

Bengali

Airport

Kolkata, Bagdogra, Andal

Ports

Kolkata, Haldia

 

#(1) Howrah, (1) Kolkata, (2) Purba Burdwan, (3) Nadia, (4) 24-Parganas North, (5) 24-Parganas South, (6) Malda, (7) Murshidabad, (8) Uttar Dinajpur, (9) Dakshin Dinajpur, (10) Coochbehar, (11) Birbhum, (12) Paschim Burdwan,(13) Howrah

 

Population Details:                                                                       

(As per 2011 census)

Population

913.48 lac

Rural population

657.97 lac

% of rural population

72.03%

% of urban population

27.97%

Male population

469.27 lac (51.37%)

Female population

444.21 lac (48.62%)

Sex ratio (Females per 1000 Males)

950

Total No. of Households

157.16 lac

No. of Rural households

111.62 lac

No. of Urban households

45.54 lac

Schedule Caste population

184.53 lac

Schedule Tribe population

44.06 lac

Density of population

1029 per sq.km

Literacy level

626.14 lac (68.55%)

Highest Population Districts

Lowest Population Districts

North 24 Parganas-100.82 lac (11.04%)

Dakshin Dinajpur -16.70 lac (1.83%)

South 24 Parganas - 81.53 lac (8.93%)

Darjeeling - 18.42 lac (2.02%)

Burdwan -77.23 lac (8.46%)

Coochbehar - 28.22 lac (3.09%)

Murshidabad- 71.02 lac   (8.46%)

Purulia-29.27 lac (3.21%)

 

Farming Activities:                                                                            

(As per 2011 census)

Total or Gross cropped area

9459 thousand hectares

Net cropped area

5204 thousand hectares

Net irrigated area under minor irrigation

4434 thousand  hectares

Cropping intensity

182%

Major Crops

Rice, Potato, Jute, Tea, Vegetables, Pulses

Soil type

Gangetic Alluvial soil & lateritic soil

Climate

Tropical, humid except in northern hilly region

Cultivators

51.17 lac

Of the above, Small & Marginal farmers

43.42 lac

Agricultural Labourers

101.89 lac

Recorded Sharecroppers

15.37 lac

Workers engaged in Household Industries

14.36 lac

Workers engaged in Allied Agro Activities

3.35 lac

Other workers

121.73 lac

Per Capita Deposit (as on 31.12.2020)

Rs.98891

Per Capita Advance (as on 31.12.2020)

Rs.61337

 

Bank wise & District wise allocation of Lead Bank Responsibility:

Bank

No. of Districts

Name of Districts

Punjab National Bank

11

Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur, Paschim Medinipur & Jhargram

 

UCO Bank

4

Howrah, Hooghly, Birbhum & Purba Burdwan

 

Central Bank of India

4

Jalpaiguri, Darjeeling, Coochbehar & Alipurduar

 

Indian Bank

1

24-Parganas (North)

 

State Bank of India

3

Kolkata, Kalimpong & Paschim Burdwan

 

 

Population group wise Brick & Mortar Branch in the State of West Bengal: 

Population group

March           2019

March

2020

June 2020

Sept

2020

Dec

2020

Rural

3417

 (41.51%)

3496

(41.69%)

3508

(41.57%)

3505

(41.29%)

3529

(40.85%)

Semi- urban

1544              (18.76%)

1495

(17.83%)

1484

(17.58%)

1501

(17.68%)

1521

(17.61%)

Urban

1688              (20.51%)

1769

(21.10%)

1835

(21.74)

1839

(21.67%)

1885

(21.83%)

Metro

1582              (19.22%)

1625

(19.38%)

1613

(19.11%)

1644

(19.36%)

1702

(19.71%)

Total

8230

8385

8440

8489

8637

 

Position of ATMs in the State of West Bengal:

Population group

March

2019

March

2020

June

2020

Sept

2020

Dec

2020

Rural

2761     

2674

2823

2739

2319

Semi- urban

2161         

2125

2276

2259

2148

Urban

3120             

3147

3389

3491

3833

Metro

2693             

2757

2928

2963

2949

TOTAL

10735                

10703

11416

11452

11249

 

 

VITAL STATISTICS OF WEST BENGAL

           (Amount Rs in crore)

Parameter

March 2019

Dec

2019

March

2020

Dec

2020

No. of Branches

8230

8374

8385

8637

Total Deposits

762840

800934

839812

903349

Total Advances (with RIDF)

492580

496198

505679

560309

CD Ratio

64

62

60

62

C+I: Deposit Ratio

75

72

71

70

Priority Sector Advances (PSA)

202660

179157

190889

197288

% of PSA to ANBC

42

38

44

40

Agriculture Advances

52130

54588

56305

56533

% of Agri Advances to ANBC

13

11

13

11

MSME

100510

87415

94297

102428

Education Loans

2627

2421

2525

2856

Housing Loans

44194

48809

51080

54013

DRI Advances

420

488

455

264

% of DRI  Advances to ANBC

0.09

0.10

0.10

0.06

Advances to SC/ST Communities

16430

29712

19997

12765

Adv. to Women Entrepreneurs

39287

53456

55085

65310

% of Adv to Women to ANBC

8

11

12

13

Weaker Section Advances

56423

55123

63267

56096

% of Weaker Advances to ANBC

12

12

14

11

Minority Community Advances

31122

40767

39380

39084

% of Minority Co Adv. to Prisec

16

22

20

20

 

DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN

 

(Amount Rs in crore)

Sl.

 

Parameter

ACP  Plan 2019-20

ACP achieved (Dec, 2019)

% Achiev.

ACP  Plan 2020-21

ACP achieved (Dec, 2020)

% Achie.

1

Agriculture

55000

34127

62

77236

32479

42

2

MSME

70000

51025

73

90237

57060

63

3

OPS

23000

8998

39

33128

9955

30

Total PRISEC

148000

94150

64

200601

99494

49

4

NPS

18000

111024

616

67934

167755

247

Grand Total

166000

205174

124

268535

267249

99


 

General Information of West Bengal - 30.09.2020

Geographical Area

88752 Sq. Km.

Percentage Area of State to area of Indian Union

2.74%

Average Annual rainfall

1666 mm

Districts

23

No. of Sub-divisions

66

No of Blocks

342

No. of Municipalities

127

Total No. of Municipal Corporations

6

No of Villages (inhabited)

37945

Villages Electrified

        37779 (99.56%)

Total No. of Gram Panchayats

3354

Capital

Kolkata

Average population served per Bank Branch (including RRBs) but excluding Cooperative Banks & Foreign Banks (As on September, 2020)

 

11402

No. of Minority concentrated districts.

#13

Principal Language

Bengali

Airport

Kolkata, Bagdogra, Andal

Ports

Kolkata, Haldia

 

#(1) Howrah, (1) Kolkata, (2) Purba Burdwan, (3) Nadia, (4) 24-Parganas North, (5) 24-Parganas South, (6) Malda, (7) Murshidabad, (8) Uttar Dinajpur, (9) Dakshin Dinajpur, (10) Coochbehar, (11) Birbhum, (12) Paschim Burdwan,(13) Howrah

 

Population Details:                                                                       

(As per 2011 census)

Population

913.48 lac

Rural population

657.97 lac

% of rural population

72.03%

% of urban population

27.97%

Male population

469.27 lac (51.37%)

Female population

444.21 lac (48.62%)

Sex ratio (Females per 1000 Males)

950

Total No. of Households

157.16 lac

No. of Rural households

111.62 lac

No. of Urban households

45.54 lac

Schedule Caste population

184.53 lac

Schedule Tribe population

44.06 lac

Density of population

1029 per sq.km

Literacy level

626.14 lac (68.55%)

Highest Population Districts

Lowest Population Districts

North 24 Parganas-100.82 lac (11.04%)

Dakshin Dinajpur -16.70 lac (1.83%)

South 24 Parganas - 81.53 lac (8.93%)

Darjeeling - 18.42 lac (2.02%)

Burdwan -77.23 lac (8.46%)

Coochbehar - 28.22 lac (3.09%)

Murshidabad- 71.02 lac   (8.46%)

Purulia-29.27 lac (3.21%)

 

 Farming Activities:                                                                            

(As per 2011 census)

Total or Gross cropped area

9459 thousand hectares

Net cropped area

5204 thousand hectares

Net irrigated area under minor irrigation

4434 thousand  hectares

Cropping intensity

182%

Major Crops

Rice, Potato, Jute, Tea, Vegetables, Pulses

Soil type

Gangetic Alluvial soil & lateritic soil

Climate

Tropical, humid except in northern hilly region

Cultivators

51.17 lac

Of the above, Small & Marginal farmers

43.42 lac

Agricultural Labourers

101.89 lac

Recorded Sharecroppers

15.37 lac

Workers engaged in Household Industries

14.36 lac

Workers engaged in Allied Agro Activities

3.35 lac

Other workers

121.73 lac

Per Capita Deposit (as on 30.09.2020)

Rs.93879

Per Capita Advance (as on 30.09.2020)

Rs.58407

 

Bank wise & District wise allocation of Lead Bank Responsibility:

Bank

No. of Districts

Name of Districts

Punjab National Bank

11

Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur, Paschim Medinipur & Jhargram

 

UCO Bank

4

Howrah, Hooghly, Birbhum & Purba Burdwan

 

Central Bank of India

4

Jalpaiguri, Darjeeling, Coochbehar & Alipurduar

 

Indian Bank

1

24-Parganas (North)

 

State Bank of India

3

Kolkata, Kalimpong & Paschim Burdwan

 

 

Population group wise Brick & Mortar Branch in the State of West Bengal: 

Population group

March   2018

March           2019

March

2020

June 2020

Sept

2020

Rural

3531

(42.92%)

3417

 (41.51%)

3496

(41.69%)

3508

(41.57%)

3505

(41.29%)

Semi- urban

1412

(17.16%)

1544              (18.76%)

1495

(17.83%)

1484

(17.58%)

1501

(17.68%)

Urban

1655

(20.11%)

1688              (20.51%)

1769

(21.10%)

1835

(21.74)

1839

(21.67%)

Metro

1630

(19.81%)

1582              (19.22%)

1625

(19.38%)

1613

(19.11%)

1644

(19.36%)

TOTAL

8228

 

8230

8385

8440

8489

 

Position of ATMs in the State of West Bengal:

Population group

March

2018

March

2019

March

2020

June 2020

Sept

2020

Rural

2571

2761     

2674

2823

2739

Semi- urban

2191

2161         

2125

2276

2259

Urban

3041

3120             

3147

3389

3491

Metro

2346

2693             

2757

2928

2963

TOTAL

10149

10735                

10703

11416

11452

 

VITAL STATISTICS OF WEST BENGAL

           (Amount Rs in crore)

Parameter

March 2019

Sept 2019

March

2020

June 2020

Sept 2020

No. of Branches

8230

8368

8385

8440

8489

Total Deposits

762840

795044

839812

838364

857567

Total Advances (with RIDF)

492580

494328

505679

503148

533538

CD Ratio

64

62

60

60

62

C+I: Deposit Ratio

75

72

71

67

70

Priority Sector Advances (PSA)

202660

176492

190889

184298

207862

% of PSA to ANBC

42

37

44

38

42

Agriculture Advances

52130

51438

56305

53852

56059

% of Agri Advances to ANBC

13

11

13

11

11

MSME

100510

85696

94297

94569

102237

Education Loans

2627

2273

2525

2441

2675

Housing Loans

44194

47034

51080

54038

61708

DRI Advances

420

736

455

264

263

% of DRI  Advances to ANBC

0.09

0.15

0.10

0.06

0.05

Advances to SC/ST Communities

16430

31656

19997

19841

16598

Adv. to Women Entrepreneurs

39287

52235

55085

58083

64909

% of Adv to Women to ANBC

8

11

12

12

13

Weaker Section Advances

56423

49780

63267

62395

56251

% of Weaker Advances to ANBC

12

11

14

13

11

Minority Community Advances

31122

38720

39380

42603

40071

% of Minority Co Adv. to Prisec

16

21

20

23

19

 

DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN

 

(Amount Rs in crore)

Sl.

 

Parameter

ACP  Plan 2019-20

ACP achieved (Sept, 2019)

% Achiev.

ACP  Plan 2020-21

ACP achieved (Sept, 2020)

% Achie.

1

Agriculture

55000

23391

37

77236

16640

22

2

MSME

70000

20287

41

90237

33694

37

3

OPS

23000

6418

41

33128

3380

10

Total PRISEC

148000

50096

37

200601

53714

26

4

NPS

18000

79785

443

67934

118645

174

Grand Total

166000

142485

86

268535

172359

64


 

General Information of West Bengal - 30.06.2020

Geographical Area

88752 Sq. Km.

Percentage Area of State to area of Indian Union

2.74%

Average Annual rainfall

1666 mm

Districts

23

No. of Sub-divisions

66

No of Blocks

342

No. of Municipalities

127

Total No. of Municipal Corporations

6

No of Villages (inhabited)

37945

Villages Electrified

        37779 (99.56%)

Total No. of Gram Panchayats

3354

Capital

Kolkata

Average population served per Bank Branch (including RRBs) but excluding Cooperative Banks & Foreign Banks (As on June, 2020)

 

11402

No. of Minority concentrated districts.

#13

Principal Language

Bengali

Airport

Kolkata, Bagdogra, Andal

Ports

Kolkata, Haldia

 

#(1) Howrah, (1) Kolkata, (2) Purba Burdwan, (3) Nadia, (4) 24-Parganas North, (5) 24-Parganas South, (6) Malda, (7) Murshidabad, (8) Uttar Dinajpur, (9) Dakshin Dinajpur, (10) Coochbehar, (11) Birbhum, (12) Paschim Burdwan,(13) Howrah

 

Population Details:                                                                      

 (As per 2011 census)

Population

913.48 lac

Rural population

657.97 lac

% of rural population

72.03%

% of urban population

27.97%

Male population

469.27 lac (51.37%)

Female population

444.21 lac (48.62%)

Sex ratio (Females per 1000 Males)

950

Total No. of Households

157.16 lac

No. of Rural households

111.62 lac

No. of Urban households

45.54 lac

Schedule Caste population

184.53 lac

Schedule Tribe population

44.06 lac

Density of population

1029 per sq.km

Literacy level

626.14 lac (68.55%)

Highest Population Districts

Lowest Population Districts

North 24 Parganas-100.82 lac (11.04%)

Dakshin Dinajpur -16.70 lac (1.83%)

South 24 Parganas - 81.53 lac (8.93%)

Darjeeling - 18.42 lac (2.02%)

Burdwan -77.23 lac (8.46%)

Coochbehar - 28.22 lac (3.09%)

Murshidabad- 71.02 lac   (8.46%)

Purulia-29.27 lac (3.21%)

 

Farming Activities:                                                                       

 (As per 2011 census)

Total or Gross cropped area

9459 thousand hectares

Net cropped area

5204 thousand hectares

Net irrigated area under minor irrigation

4434 thousand  hectares

Cropping intensity

182%

Major Crops

Rice, Potato, Jute, Tea, Vegetables, Pulses

Soil type

Gangetic Alluvial soil & lateritic soil

Climate

Tropical, humid except in northern hilly region

Cultivators

51.17 lac

Of the above, Small & Marginal farmers

43.42 lac

Agricultural Labourers

101.89 lac

Recorded Sharecroppers

15.37 lac

Workers engaged in Household Industries

14.36 lac

Workers engaged in Allied Agro Activities

3.35 lac

Other workers

121.73 lac

Per Capita Deposit (as on 30.06.2020)

Rs.91770

Per Capita Advance (as on 30.06.2020)

Rs.55080

 

Bank wise & District wise allocation of Lead Bank Responsibility:

Bank

No. of Districts

Name of Districts

Punjab National Bank

11

Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur, Paschim Medinipur & Jhargram

 

UCO Bank

4

Howrah, Hooghly, Birbhum & Purba Burdwan

 

Central Bank of India

4

Jalpaiguri, Darjeeling, Coochbehar & Alipurduar

 

Indian Bank

1

24-Parganas (North)

 

State Bank of India

3

Kolkata, Kalimpong &Paschim Burdwan

 

 

Population group wise Brick & Mortar Branch in the State of West Bengal: 

Population group

March             2017

March   2018

March           2019

March

2020

June 2020

Rural

3552

(43.31%)

3531

(42.92%)

3417

 (41.51%)

3496

(41.69%)

3508

(41.57%)

Semi- urban

1398

(17.05%)

1412

(17.16%)

1544              (18.76%)

1495

(17.83%)

1484

(17.58%)

Urban

1630

(19.88%)

1655

(20.11%)

1688              (20.51%)

1769

(21.10%)

1835

(21.74)

Metro

1621

(19.76%)

1630

(19.81%)

1582              (19.22%)

1625

(19.38%)

1613

(19.11%)

TOTAL

8201

 

8228

 

8230

8385

8440

 

 Position of ATMs in the State of West Bengal:

Population group

March

2017

March

2018

March

2019

March

2020

June 2020

Rural

2539

2571

2761     

2674

2823

Semi- urban

2158

2191

2161         

2125

2276

Urban

3103

3041

3120             

3147

3389

Metro

3022

2346

2693             

2757

2928

TOTAL

10822

10149

10735                

10703

11416

 

VITAL STATISTICS OF WEST BENGAL

 

           (Amount Rs in crore)

Parameter

March

2018

March 2019

June 2019

March

2020

June 2020

No. of Branches

8228

8230

8338

8385

8440

Total Deposits

710512

762840

772748

839812

838364

Total Advances (with RIDF)

464580

492580

487748

505679

503148

CD Ratio

65

64

63

60

60

C+I: Deposit Ratio

77

75

74

71

67

Priority Sector Advances (PSA)

168373

202660

184959

190889

184298

% of PSA to ANBC

40

42

38

44

38

Agriculture Advances

47439

52130

52103

56305

53852

% of Agri Advances to ANBC

11

13

12

13

11

MSME

87275

100510

96595

94297

94569

Education Loans

2396

2627

2348

2525

2441

Housing Loans

40804

44194

45466

51080

54038

DRI Advances

153

420

338

455

264

% of DRI  Advances to ANBC

0.04

0.09

0.07

0.10

0.06

Advances to SC/ST Communities

17517

16430

16754

19997

19841

Adv. to Women Entrepreneurs

39357

39287

49875

55085

58083

% of Adv to Women to ANBC

9

8

11

12

12

Weaker Section Advances

58918

56423

65082

63267

62395

% of Weaker Advances to ANBC

14

12

14

14

13

Minority Community Advances

31323

31122

27143

39380

42603

% of Minority Co Adv. to Prisec

19

16

14

20

23

 

DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN

 

(Amount Rs in crore)

Sl.

 

Parameter

ACP  Plan 2019-20

ACP achieved (June, 2019)

% Achiev.

ACP  Plan 2020-21

ACP achieved (June, 2020)

% Achie.

1

Agriculture

55000

11110

20

77236

7158

9

2

MSME

70000

19541

27

90237

15403

17

3

OPS

23000

4471

20

33128

1822

5

Total PRISEC

148000

35122

24

200601

24383

 12

4

NPS

18000

42201

234

67934

30070

44

Grand Total

166000

77323

47

268535

54453

20

 




State Profile - 31.03.2020

State Profile - 31.12.2019

State Profile - 30.09.2019

State Profile - 30.09.2018