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State Profile

General Information of West Bengal

Geographical Area 88752 sq KM
Percentage Area of State to area of Indian Union 2.74%
Average Annual rainfall 1666 mm
Districts 23
No. of Sub-divisions 66
No. of Blocks 341
No. of Municipalities 120
Total No. of Municipal Corporations 6
No. of Villages (inhabited) 37945
Villages Electrified 37779 (99.56%)
Total No. of Gram Panchayats 3354 
Capital Kolkata
Average population served per Bank Branch(including RRBs) but excluding Cooperative Banks & Foreign Banks (As on December 2017) 11613
No. of Minority concentrated districts. #17
Principal Language Bengali
Airport Kolkata, Bagdogra and Andal
Riverine Ports Kolkata, Haldia

#(1) Howrah, (2) Kolkata, (3) Burdwan, (4) Nadia, (5) 24-Parganas North, (6) 24-Parganas South, (7) Malda, (8) Murshidabad, (9) Uttar Dinajpur, (10) Dakshin Dinajpur, (11) Coochbehar, (12) Birbhum, (13) Darjeeling, (14) Jalpaiguri, (15) Alipurduar, (16) Purba Medinipur, (17) Paschim Medinipur.

Population Details:

(As per 2011 census)

Population 913.48 lac
Rural population 657.97 lac
% of rural population 72.03%
% of urban population 27.97% 
Male population 469.27 lac
(51.37%) 
Female population 444.21 lac
(48.62%)
Sex ratio (No. of Females per 1000 Males) 950:1000
Total No. of Households 157.16 lac
No. of Rural households 111.62 lac 
No. of Urban households 45.54 lac
Schedule Caste population 184.53 lac 
Schedule Tribe population 44.06 lac
Density of population 1029 per sq.km
Literacy level 626.14 lac
(68.55%)
Highest Population Districts Lowest Population Districts
North 24 Parganas. 100.82 lac (11.04%) Dakshin Dinajpur. 16.70 lac (1.83%) 
South 24 Parganas. 81.53 lac (8.93%) Darjeeling. 18.42 lac (2.02%) 
Burdwan 77.23 lac (8.46%) Coochbehar. 28.22 lac (3.09%) 
Murshidabad 71.02 lac (8.46%) Purulia. 29.27 lac (3.21%) 

Farming Activities :

(As per 2011 census)

Total or Gross cropped area 9459 thousand hectares
Net cropped area 5204 thousand hectares
Net irrigated area under minor irrigation 4434 thousand hectares
Cropping intensity 182%
Major Crops Rice, Potato, Jute, Tea, Vegetables, Pulses, etc.
Soil type Gangetic Alluvial soil & lateritic soil
Climate Tropical & humid except in the northern hilly region
Cultivators 51.17 lac
Of the above, Small & Marginal farmers 43.42 lac
Agricultural labourers 101.89 lac
Recorded Sharecroppers 15.37 lac
Workers engaged in Household Industries 14.36 lac
Workers engaged in Allied Agro Activities 3.35 lac
Other workers 121.73 lac
Per Capita Deposit (as on 31.12.2017) Rs 75432
Per Capita Advance (as on 31.12.2017) Rs 48886
Average population served per branch (excluding Cooperative banks) (as on 31.12.2017) 11613

Bank wise & District wise allocation of Lead Bank Responsibility :
Bank No. of Districts Name of Districts
United Bank of India 11 Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur, Paschim Medinipur & Jhargram
UCO Bank 4 Howrah, Hooghly, Birbhum & Purba Burdwan
Central Bank of India 4 Jalpaiguri, Darjeeling, Coochbehar & Alipurduar
Allahabad Bank 1 24-Parganas (North)
State Bank of India 3 Kolkata, Kalimpong & Paschim Burdwan

Population group wise branch Network in the State of West Bengal:


Population group March 2012 March 2016 March 2017 December 2017
Rural 2859
(45.83%)  		 3550
(44.64%)		 3552
(43.31%) 		 3634
(43.67%) 
Semi-urban 938
(15.03%) 		 1284
(16.14%) 		 1398
(17.05%) 		 1407
(16.91%) 
Urban 1160
(18.60%) 		 1529
(19.23%) 		 1630
(19.88%) 		 1649
(19.81%) 
Metro 1281
(20.54%) 		 1590
(19.99%) 		 1621
(19.76%) 		 1632
(19.61%) 
TOTAL 6238
(100%) 		 7953
(100%) 		 8201
(100%) 		 8322
(100%) 

Position of ATMs in the State of West Bengal:

Population group December 2015 December 2016 December 2017
Rural 2354 2540 2556
Semi-urban 2013 2137 2182
Urban 2902 3108 3210
Metro 2833 3045 3248
TOTAL 10102 10830 11196

VITAL BANKING STATISTICS OF WEST BENGAL

(Amount Rs in crore)

Sl. No. Parameter December 2016 March 2017 December 2017
1 No. of Branches 8072  8201  8322 
2 Total Deposits 655520  655921  689054 
3 Total Advances   405631  418988  446568 
4 CD Ratio 62  64   65 
5 C+I : Deposit Ratio 77  77  78 
6 Priority Sector Advances (PSA)  140080   152614  162126 
7 % of PSA to ANBC 41  43   40 
8 Agriculture Advances 38591   42508  45528 
9 % of Agri Advances to ANBC 11 12  11 
10 MSE Advances 60870   66762   70422 
11 MSME(Prisec from 1st April,2015) 74360   80100  83723 
12 Education Loans 2183  2282  2471 
13 Housing Loans 29395  30961  36071 
14 DRI Advances 121  132  148 
15 % of DRI Advances to ANBC 0.04  0.04  0.04 
16 Schedules Caste/ Scheduled Tribe Advances  13803 14929  16283 
17 Advances to Women Entrepreneurs 29541  30175  35386 
18 % of Advances to Women Entrepreneurs to ANBC 9 8  9 
19 Weaker Section Advances   39664  42157  45758 
20 % of Weaker Advances to ANBC 12  12  11 
21 Minority Community Advances 24096  25407  29867 
22 % of Minority Community Advances to Prisec Advances 17  17  18 

DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN

(Amount Rs in crore)

Sl. No. Parameter ACP Plan 2016-17 ACP achievement (Dec,16) % achieved ACP Plan 2017-18 ACP achievement (Dec,17) % achieved
1 Agriculture  52551   25113   48   59098  29991   51 
2   MSE  26000  21936   84   34000  26576  78 
3   OPS   9315   9025   97   11197  9698  87 
4 NPS  9000   11302   126   11250*  10092  90 
  Grand Total 92627  67376  73  115545  76357  66 

*includes Non Prisec MSME target of Rs. 4000.00 crore.